Travel insurance offers a comprehensive suite of coverage for U.S. citizens taking international trips, students going abroad to study, missionaries, expatriates and others. Travel insurance can cover many insurance needs of travelers, including:
- Health coverage: When travelers are injured or become ill while abroad, their domestic insurance policies will not cover that expense. International travel insurance is necessary to help them control costs and secure the treatment they need. This coverage may not cover (or may offer limited coverage) for pre-existing conditions.
- Trip cancellation: When a trip is cancelled for certain reasons, such as the bankruptcy of a travel service provider or inclement weather, travel insurance can ensure that travelers are reimbursed for certain losses that the cancellation causes.
- Lost or stolen luggage: Travel insurance can provide limited coverage for luggage that is lost or is stolen